Mortgage Junior Loan Officer

Southern Bancorp
life insurance, vision insurance, paid time off, paid holidays, 401(k), retirement plan
United States, Arkansas, Little Rock
400 Hardin Road (Show on map)
Mar 05, 2026
CURRENT EMPLOYEES: Please apply via the internal career site by logging into your ADP Account and apply under: Myself > Talent > Career Center. Who We Are: Southern Bancorp is more than a bank. As a Community Development Financial Institution (CDFI), a special certification designated for institutions that serve predominantly underserved communities, Southern Bancorp combines traditional banking and lending services with financial development tools and public policy advocacy to help families and communities grow stronger. Inspired by the principle that building net worth drives economic opportunity, our mission is to be wealth builders for everyone in the communities we serve, with a focus on low-wealth and un(der)banked populations, as well as an emphasis on Black and Brown individuals. Job Summary This role plays a key role in assisting clients with loan applications, providing excellent customer service and supporting the Community Development Lenders. Location: This job is a remote position in AL, AR, FL, GA, LA, MS, MO, NC, SC, TN or TX. Responsibilities Assists the Community Development Lender in the collection and analysis of the consumer's financial information. Assists the Community Development Lender in assessing the customer's financial circumstances to determine whether the consumer and the property qualify for a particular loan. Reviews the loan application packages for completeness and accuracy. Under supervision of the Community Development Lender, identifies any missing items from the loan application package required for processing the loan application. Under supervision of the Community Development Lender, maintains regular contact with the consumer between application and closing to apprise them of the status of the application and gather any additional information as needed. Under supervision of the Community Development Lender, prepares any information requests, such as credit inquiries or address discrepancies, for review and signature by theconsumer. Utilize knowledge,training and experience to solicit,originate and facilitate the processing and closing of loan products and financing of residential real estate transactions on behalf of Southern's customers. Serve as a liaison between the sales and operations teams, fine tuning file details, structuring of loan, and confirming all system related entries are completed accurately to facilitate an efficient transition from sales to operations. Executes special projects & other duties as assigned Requirements High school diploma or equivalentrequired Spanish-speaking proficiency strongly preferred. Minimum of one year of experience in banking or lending with preference for mortgage lending or real estate experience Must have or receive NMLS clearance Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint, Outlook)with familiarity with mortgage software Excellent written and verbal communication skills. Strong organizational skills with the ability to prioritize tasks and meet deadlines. High attention to detail and problem-solving skills. Ability to work independently and as part of a team. Professional demeanor, proactive, adaptable, and dependable. Physical/Sensory Requirements While performing the duties of this job, the individual is: Regularly required to sit, talk, and hear; reach with hands and arms; and occasionally stand and walk, stoop, kneel or crouch May berequiredto lift or move up to50 pounds occasionally Regular required to usecomputers, telephone, and other standard office equipment Physical Demand & Work Environment: Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. What we offer our employees: A positive impact on Your Future: 401(k)/Roth plan with immediate eligibility and employer match up to 6% Discounted rate on primary home mortgage Credit and housing counseling as well as free financial education tools available to customers and employees Benefits to improve your health: Two medical plans options - low-deductible PPO plan or HDHP with Health Savings Account Dental and vision insurance Employer paid life insurance, and short- and long-term disability coverage Retirement plan with generous company match and employee stock purchase option Voluntary life insurance options for employee, spouse, and children The opportunity to nurture your well-being: Paid holidays and paid time off Bonus plan Opportunity for merit raises Employee reward and recognition programs Community service opportunities Southern Bancorp is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, age, sexual orientation, gender identity, gender expression, status as a protected veteran, among other things, or status as a qualified individual with disability. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. As a Community Development Financial Institution, Southern Bancorp desires its workforce to reflect the diversity of the customers and communities that we serve. Racial and ethnic minorities, people from working class backgrounds, women and LGBTQ people are often underrepresented in many financial service industry professions. Therefore, we strongly encourage applications from people with these identities or who are members of other marginalized communities.