Senior Financial Analyst - Wholesale Banking

SUMMARY: The Senior Financial Analyst supports the Business Finance Director in all financial planning, forecasting, reporting, and business performance analysis activities for the Wholesale Banking segment. This position plays a key role in transforming financial data into actionable insights that inform decisions around pricing, profitability, loan growth, deposit mix, and risk-adjusted returns.

The role blends traditional FP&A rigor with forward-looking analysis and requires curiosity, precision, and strong understanding of commercial banking economics.

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties and special projects may be assigned.

Financial Planning & Forecasting

• Supports the preparation of annual budgets, forecasts, and multi-year plans for the Wholesale Banking portfolio.
• Develops and maintains driver-based forecast models for NII, fees, credit losses, and expenses.
• Collaborates with line-of-business partners to validate assumptions and provide variance explanations.

Reporting & Analytics

• Produces monthly and quarterly financial performance reports, identifying key drivers behind variances and trends.
• Analyzes portfolio profitability, balance sheet composition, and product-level contribution.
• Maintains banker performance dashboards and assist in incentive metric tracking.

Business Partnering

• Provides analysis and insights to business partners on client, product, and industry performance.
• Supports the development of presentations for leadership, including executive and board-level materials.
• Participates in ad hoc analyses and business case development for new products, pricing, or initiatives.

Controls & Data Integrity

• Ensures accuracy and completeness of financial data and reconciliations.
• Partners with Controllership and Risk to validate financial inputs and align reporting standards.
• Maintains documentation for forecasting methodologies and reporting assumptions.
• Adheres to and complies with applicable, federal and state laws, regulations and guidance, including those related to anti-money laundering (i.e. Bank Secrecy Act, US PATRIOT Act, etc.).
• Adheres to Bank policies and procedures and completes required training.
• Identifies and reports suspicious activity.

EDUCATION

Bachelor's Degree in a quantitative field such as economics, finance, statistics, or mathematics required. Advanced degree or certification (MBA, CFA) preferred.

EXPERIENCE

• 5+ years of progressive finance experience (FP&A, commercial banking analysis, or related field) required.

KNOWLEDGE, SKILLS AND ABILITIES

• Solid understanding of banking P&L, loan/deposit drivers, credit risk concepts and FTP.
• Strong analytical and modeling skills.
• Advanced proficiency in Excel, Power BI/Tableau, and data-driven forecasting tools; SQL and Python experience a plus.
• Proficiency using AI tools in a professional environment.
• Understanding of data governance and data quality controls.

CORE COMPETENCIES

• Analytical curiosity and attention to detail.
• Business acumen specific to banking.
• Clear and concise storytelling through data.
• Initiative and ownership of deliverables.
• Team collaboration across Finance, Credit, and Business partners.

ADDITIONAL INFORMATION

• Candidates residing in locations within BankUnited's footprint may be given preference.